Do you make every penny count?

As you know by know I am a HUGE advocate for paying it forward AND for making every penny count.  Don’t get me wrong, I’m a woman who likes to shop and loves a bargain so I’m always on the hunt.  I wanted to take a minute and chat about reward programs, opportunities to save and opportunities to pay it forward.

In today’s day and age there are a million ways to cut costs and the majority of us could use a leg up in this area.  Here is a list of reward programs that I have found helpful.

1. Digital Coupons – many grocery stores and pharmacy stores have a reward program or on-line membership (free of charge) and linked to those programs is a digital coupon option.  If you make it a habit of logging onto those sites once a week and digitally “clip” the coupons to your account, you have an opportunity for potential savings you may have missed.  Here is an example.  I frequently shop at Publix and Walgreens for various items.  Once a week I jump on-line and click on as many coupons as the program allows.  I may or may not use them all, but if they are in my account (linked to my phone number) all I have to do at check out is enter in my phone number and any applicable coupons are applied instantly.
2. Ebates – If you have not signed up yet, you are missing out!  If you do any on-line shopping this is a great program to be a part of.  It costs nothing to join and you are rewarded with cash back when you shop.  There are tons of stores linked to the program and there is even an option for in-store shopping if you choose to link your credit cards.  To date, I have received over $130 back for shopping I was already planning on doing.
3. Piggy Bank – This is another app.  As you are browsing on line, if you have signed up for the piggy bank on your phone or computer, it will pop up and let you know if coupons are available or cash back is available.

This brings me to paying it forward.  How many times have had loose change rolling around the bottom of our purses or the floor of our cars?  How many times have you found a couple of bucks in the washer or dryer?  These are all signs that we are not as careful with our money as we think.  Sure, we are penny pinchers when it comes to larger purchases or even something that may be $5 vs $1.  But what about all the unused change?  My point here is that the next time someone at the check out counter asks if you want to “round-up” for a charity, say yes.  Think of all the times you have foolishly spent money and here is an opportunity glaring you in the face to share forty cents with someone in need.

Are you an Amazon shopper?  I am for sure!  I am convinced they have everything!  I am proud to say I am now an Amazon Smile shopper.  What’s the difference?  Well if you log into http://www.amazon.com you are shopping at amazon without the opportunity to help the charity of your choice with proceeds from your purchase.  If you shop at http://www.smile.amazon.com you can create a profile and select the charity of your choice to help.  As you shop you will notice various items are  “Eligible for AmazonSmile donation”.  If you choose these items, The AmazonSmile Foundation will donate 0.5% of the purchase price from your eligible AmazonSmile purchases. How great is that?  Same shopping, and you are helping the cause of your choice.

There you have it a little saving and a little donating.  Keeping balance in every aspect of our lives is so very important.  A good level headed perspective is what keeps us all moving in a positive direction.  As I have said before.  It is a great place to be when your feet are firmly planted on the ground and your head is happily in the clouds.